Mark Hughes

Chargebacks August 11, 2026 12 min read

CROA-Compliant Billing Evidence for Card-on-File Charges

A single disputed charge can put an entire credit repair business at risk. When a client calls their bank and says they never agreed to a payment, the burden of proof lands...

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July 30, 2026 11 min read

Payment Timing Controls After Credit Repair Work Is Completed

Money and trust move in opposite directions in the credit repair world. Clients want proof before they pay. The law demands it. And one wrong billing decision can cost a business millions....

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Merchant Account March 4, 2026 10 min read

Advance-Fee + Telemarketing Compliance: How It Impacts Payment Approvals (and What Regulators Are Focused On)

Compliance with telemarketing laws has become increasingly important for any operating business. The approval, monitoring, and termination of the merchant accounts are heavily influenced by the telemarketing compliance of the organization. Before...

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Credit Card Payments August 13, 2025 9 min read

Dispute Management: How to Track and Resolve Client Billing Issues

When money may be the lifeblood of the business world, trust is the lifeblood. And a billing dispute is the best way to test that trust. In addition to causing financial difficulties,...

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