Cindy Gardea

Cash Discount June 19, 2025 11 min read

How to Handle a Credit Card Processing Outage?

Your business comes to an immediate standstill without the ability to process credit cards—especially if you experience an outage during the busiest hours of your day. Potential reasons that can cause a...

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Credit Card Payments March 27, 2025 9 min read

Improving Credit Scores: Tips For Small Business Owners

Improving credit scores and having a good business credit score are very important for getting loans, gaining trust from suppliers, and staying stable over time. It also helps you make money, close...

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Chargebacks March 18, 2025 12 min read

Chargeback Rebuttal Letter: Strategies and Templates

Chargebacks can be a frustrating and costly problem for businesses, but a well-crafted rebuttal letter can make all the difference. Whether a customer disputes a transaction due to fraud, delivery issues, or...

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Credit Card Payments March 5, 2025 9 min read

Understanding Interchange Fees: How to Lower Your Costs

Interchange fees are the transaction costs businesses pay when accepting credit and debit cards. Set by card networks like Visa and Mastercard, these fees cover processing, fraud prevention, and financial risks. While...

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Contactless Payments February 24, 2025 10 min read

What is an ISO in Merchant Services? (Independent Sales Organization)

The worldwide transition to cashless payment trends has necessitated changes in payment preferences by businesses’ models. In this light, the Independent Sales Organization (ISO) bridges this gap by connecting the company and...

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Credit Card Processing February 14, 2025 9 min read

No-Fee Credit Card Processing: A Guide for Merchants

In today’s digital age, credit card payments have become the norm for consumers. As a result, merchants must adapt to this trend by offering convenient and secure payment options. However, traditional credit...

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Credit Card Processing February 14, 2025 11 min read

How to Select the Right Credit Card Processing Equipment for Your Business

In today’s digital age, credit card payments have become the norm for businesses of all sizes. Whether you run a small retail store or a large e-commerce platform, having the right credit...

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Credit Card Processing February 14, 2025 8 min read

Credit Card Processing Non-Profit Options: A Complete Guide

In today’s digital age, credit card processing has become an essential tool for non-profit organizations. With the majority of transactions being conducted electronically, it is crucial for non-profits to offer convenient and...

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Credit Card Processing February 14, 2025 9 min read

What Is a False Decline in Credit Card Processing?

In today’s digital age, credit card transactions have become the norm for both online and offline purchases. However, amidst the convenience and efficiency of credit card processing, there is a lurking issue...

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Credit Card Processing February 14, 2025 8 min read

What Are Basis Points In Credit Card Processing?

Credit card processing is an essential aspect of modern commerce, allowing businesses to accept payments from customers using credit or debit cards. While many merchants are familiar with the concept of credit...

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